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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Non-Forfeiture
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$26.10
$27.00
$27.90
$28.80
$29.10
$30.00
$31.50
$33.30
$34.20
$36.30
$37.20
$39.00
$40.80
$43.20
$44.40
$46.50
$48.60
$50.40
$52.80
$56.10
$58.80
$61.50
$63.90
$68.10
$71.40
$76.80
$81.30
$86.10
$92.10
$99.00
$108.60
$117.30
$127.50
$143.70
$157.80
$175.20
$192.60
$212.40
$234.30
$259.20
$286.50
$316.80
$348.60
$419.40
$459.30
$501.90
$549.90
$602.10
$659.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$54.00
$55.80
$57.60
$58.20
$60.00
$63.00
$66.60
$68.40
$72.60
$74.40
$78.00
$81.60
$86.40
$88.80
$93.00
$97.20
$100.80
$105.60
$112.20
$117.60
$123.00
$127.80
$136.20
$142.80
$153.60
$162.60
$172.20
$184.20
$198.00
$217.20
$234.60
$255.00
$287.40
$315.60
$350.40
$385.20
$424.80
$468.60
$518.40
$573.00
$633.60
$697.20
$838.80
$918.60
$1,003.80
$1,099.80
$1,204.20
$1,319.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Non-Forfeiture
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$67.80
$69.60
$71.40
$73.20
$75.00
$78.60
$79.80
$82.80
$86.40
$90.00
$93.00
$95.40
$100.80
$105.60
$110.40
$117.00
$122.40
$126.00
$133.20
$136.20
$142.80
$150.00
$157.80
$166.20
$174.00
$183.60
$193.20
$205.80
$217.20
$231.00
$244.80
$265.80
$287.40
$312.00
$338.40
$379.20
$417.60
$461.40
$507.60
$559.20
$615.00
$681.00
$751.20
$828.00
$912.60
$1,094.40
$1,198.20
$1,312.20
$1,434.00
$1,569.00
$1,716.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov